Truck insurance is a specialized form of coverage designed to protect trucking businesses and individual truck owners from financial losses due to accidents, damages, theft, or liability. It typically includes coverage types like liability, physical damage, cargo, and motor truck cargo insurance. This insurance helps cover the costs of repairs, medical bills, legal fees, and the replacement of cargo in the event of an incident. It's essential for truck operators to have the appropriate insurance to comply with regulations, safeguard their assets, and ensure the smooth operation of their business.